How Much Does a Structural Home Inspection Cost?
When you are either purchasing a house, selling one, or simply monitoring the state of your house, you have likely questioned yourself about the cost of a structural home inspection: how much does a structural home inspection cost? The answer is $350 and 900 across the U.S.
The thing is that in this case, a house may be so beautiful on the outside, but under the paint and polish, there can be cracks or other movements that will tell a completely different story. A structural home inspection excavates the bones of a house by digging into the foundation, framing, roof, and support structure to find issues that may in the long run turn out to be costly.
We should dissect it and take a look at what lies behind the price tag of this very important service.
What Is a Structural Home Inspection?
A structural home inspection is done on the integrity of the structure- the load-bearing structure, foundation, walls, beams, and columns. This is in contrast to the normal home inspection procedure, which involves inspection of the cosmetic or general maintenance of the house, but the focus is on on stability and safety.
A structural engineer or inspector with a license conducts:
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Settling or cracks in the foundation.
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Roof trusses and beams
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Wall alignment and support
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Load stress and moisture of the basement.
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Flooring deflection and unequivalence.
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Visible framing damage
The goal? To find out whether your house is well built, or whether you should fix it to be, use a construction material takeoff to estimate what those repairs might involve give you a clear idea of what’s involved. The goal is to see whether your house is well built or if it needs a few fixes to make it sturdier.
Mean Price of a Structural Home Inspection
How expensive is an average structural home inspection, then?
The majority of the homeowners spend between $350 and 900 across the U.S, with an average of about 600. However, remember that the prices fluctuate depending on the size of the property, its place, its age, and the extent of examination.
Here’s a quick breakdown:
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Small houses (Less than 1,500 sq. ft.): About 350 500.
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Medium homes (1,500–2,500 sq. ft.): typically $500–$750
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Big or intricate building (more than 3,000 sq. ft.): $800 and up.
In case the inspector has suspicions about the foundation, he/she may invite a structural engineer to further investigate, which may increase the cost by an additional amount of 200-500.
This is the truth of the matter: structural checks may cost quite a lot, though neglecting to do them may cost a lot more in the long run.
Why the Cost Varies
All home inspections are not constructed the same way. There are a dozen minor details that influence the final price tag. Let’s unpack them:
1. Location and Accessibility
In cities, there are usually high inspection charges because of licensing charges and high demand. On the other hand, distant or country properties may be more expensive due to the fact that the inspector needs to drive further.
2. Home Size and Age
A larger house means additional buildings to inspect. Older buildings also require additional maintenance time to evaluate older foundations or old materials, which may increase the cost.
3. Structural Complexity
Split-level plans, cellars, crawl spaces, or extensions usually imply extra work. A single-story ranch? Usually cheaper. Three-story Victorian with problematic roof? Expect to pay more.
4. Inspection Type
Simple inspections are visual inspections, and elaborate ones can be soil tests, infrared inspections, or engineering tests. Each add-on adds dollars.
5. Local Market Rates
In the high-demand real estate areas, anticipate the prices to be more expensive, just like with appraisals, roofing, or any other professional service.
The Reason Why a Structural Home Inspection Is Worth the Money

It is another check on the list of things to buy a home, and, sure, it can save you a lot of significant regrets. The reason this is economically sound, as far as spending money on a structural home inspection is concerned, is as follows:
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Thousands are saved on early detection. Locating tiny cracks before they become big can save the foundation repair payments that can rise above 10,000.
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Negotiating power. The inspection report gives buyers an opportunity to make the seller repair or reprice.
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Peace of mind. The sellers become credible and quicker to sell when they bring structural reports that are verified first.
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Long-term planning. Even those homeowners who remain in their homes can do better planning since they know the weak areas of their homes.
Imagine it in the following way - it is not a cost, but a policy of insurance to your largest investment.
Red Flags Your House May Need a Structural Inspection
You may not be selling or buying, but your house may be silently screaming. Look out for:
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Sudden sticking of doors or windows.
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Bent floors or collapsed roofs.
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Walls or brickwork cracks greater than 1/8 inch.
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Cracks between floors and walls.
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Hydra Ionic or dampness at the base.
When such occur, they should not be overlooked. Declare an authorized structural engineer. A timely intervention will save money in the future.
Duration of a Structural Inspection

The procedure would usually take 2 to 4 hours, based on the size and condition of the home. In most cases, a detailed report will be issued to you in 3 business days. Such a document will define any points of concern, pictures of damage, and repair suggestions.
It is descriptive, graphical, and simple enough to be understood even by a non-technical homeowner.
Selecting an Appropriate Structural Inspector
In the case of such a serious matter as the skeleton of your home, credentials are important. Here’s what to look for:
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Licensing/ Experience: The inspector must have certification as a structural engineer or be equivalent.
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Insurance: a must is professional liability coverage.
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Open pricing: Do not use dodgy quotes. It is preferable to demand itemized estimates.
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References: Feedback from past clients is a good indicator of reliability.
Don’t rush this choice. A competent inspector does not merely identify problems; he or she makes you know them.
Conclusion
And what is the price of a structural home inspection? Most homes cost between $350 and $900 depending on the real value, which exceeds the number. It is not just a piece of paper that you are buying, but a peace of mind, bargaining power, and security of every person that enters your front door.
The thing is as follows: by not conducting a structural inspection now, it will be possible to save several hundred dollars, but not paying attention to what is under the surface may result in tens of thousands of dollars in repair at some point in the future.
Frequently Asked Questions
1. The frequency of structural inspection of a home?
The majority of specialists suggest that a structural check should be done after 5 to 10 years or earlier in case you observe the appearance of cracks, leaks, or uneven floors. Re-inspection is also required in major weather events such as floods or earthquakes.
2. Who foots the cost of structural inspection when selling the house?
The buyer is normally the one who covers it as due diligence. Sellers, however, tend to do one beforehand to assure the buyers and avoid delays in the deal.
3. The difference between a structural and a regular home inspection?
General inspection: This is a general inspection of visible systems, such as plumbing, HVAC, and roofing. A structural test, however, focuses on the load-bearing integrity, foundation, beams, columns, and framing.
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