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2026-06-08 09:07:36

Open Banking Explained: How It Works, Benefits, Risks, and Future Trends (2026)

What Is Open Banking? Open banking is a regulated framework that allows consumers and businesses to authorize their financial institution to share their account data — and sometimes initiate payments on their behalf — with licensed third-party providers (TPPs) through standardized Application Programming Interfaces (APIs). Three elements are always present: Consumer or...

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