Its been said that the public betting masses remember what they saw last, and respond accordingly. In March Madness odds, that last visual was Michigan flattening Arizona in the Final Four on Saturday. As of Sunday evening, thats reflected in action on NCAA Tournament Championship Game odds for Mondays UConn vs. Michigan final. "Weve taken quite a lot of Michigan money early, and rightfully so," Caesars Sports head of college basketball trading Rich Zanco said. With 24 hours or so until tipoff, oddsmakers help break down Mondays title game and recap the Final Four. Plus, one bettor is looking a million-dollar win square in the face. This page may contain affiliate links to legal sports betting partners. If you sign up or place a wager, FOX Sports may be compensated. Read more about Sports Betting on FOX Sports. Huskies a Big Dog In a matchup of No. 1 seeds, Michigan led Arizona by 30 points in the second half on Saturday, before letting off the gas in a 91-73 rout. The Wolverines improved to 36-3 straight up (SU) and 19-20 against the spread (ATS). No. 2 seed UConn (34-5 SU/17-22 ATS) was certainly impressive in its 71-62 win over No. 3 seed Illinois, in Saturdays first semifinal. But oddsmakers were much more impressed with Michigan. Caesars Sports opened the Wolverines as 7-point favorites for Mondays 8:50 p.m. ET tipoff. And though the spread hasnt moved yet, its clear where the masses are heading. "I think the public is gonna continue to ride this Michigan team," Zanco said. "Weve taken some moneyline bets on the underdog, which makes sense, because youre getting close to 3/1. "But most of the action is on Michigan. Were gonna end up needing UConn." Thats not necessarily a bad place to be. The Huskies who won the title in 2023 and 2024 are a March Madness bettors best friend, currently on runs of 11-0 ATS in the Sweet 16 or later, and 15-0 ATS in the Round of 32 or later. Futures Forecast The March Madness championship futures market is in play Monday night, as well. Customers have been betting into those odds for 12 months, ever since Florida beat Houston in the 2025 title game. So its not just action on the game itself that determines a sportsbooks need. Futures liability could reinforce that need, lessen that need or perhaps create an opposite need. BetMGM is in a unique spot. UConn is BetMGMs only futures liability. Therefore, Michigan at least winning Mondays final even if the Wolverines dont cover the spread is a desired outcome. However, as noted above, Michigan is expected to be well-bet right up until tipoff. Which could make a UConn upset easier to absorb. "With the way Michigan played against Arizona, along with BetMGMs presence in Michigan, I would guess well end up with a lot of Michigan money. So that will help offset the UConn futures liability," BetMGM trading manager Christian Cipollini. Caesars has no such concerns or needs. For Zancos risk room, its just a matter of winning or winning more. "We do well to the futures market with both teams. We win more to Michigan, but we still do extremely well to UConn, too," Zanco said. One Million Dollars If you dont have a dog in Mondays fight, then perhaps its worth rooting for a DraftKings Sportsbook customer whos going for a seven-figure win. Some time ago, well before the NCAA Tournament began, a high-roller dropped a $77,000 beton UConn +1300 to win it all. If UConn cuts down the nets, then that $77,000 wager will profit just over $1 million (total payout $1.078 million). BetMGM also has a notable futures ticket out there: $25,000 on UConn +900 to win the title. A Huskies victory nets that customer $225,000 (total payout $250,000). Final Four Recap At Caesars Sports, the public betting masses were riding UConns hot hand for Saturdays semifinal vs. Illinois. However, that was offset by several large wagers on Illinois, along with sharp action on the Fighting Illini. "The pros and the bigger bets were on Illinois. All the four- and five-digit bets were on Illinois. So even though the public was on UConn, we did well to the game," Zanco said. Caesars also did well to Michigans blowout of Arizona. "A lot of late love came in on Arizona, an hour or two before tipoff a lot of bigger bets," Zanco said. "So we ended up needing Michigan. It wasnt a huge decision, but overall, it was a good one. "It probably wouldve been better to have Arizona going for us in the futures. But we do well to Michigan, too, so no complaints there." I Like Big Bets and I Cannot Lie There were a few noteworthy major wagers on the two Final Four matchups. And the largest one nabbed a near-six-figure win: Without a doubt, therell be some five- and six-figure plays on Mondays final. But those are high-rollers who can afford the downside of such decisions. Keep your expectations and your bet size reasonable. Enjoy the game!